Peoples First Credit Union

Navigating the financial landscape can often feel like a daunting task, but luckily for us, Peoples First Credit Union is here to make it a lot easier. With a passionate commitment to providing valuable financial solutions and an unwavering dedication to prioritizing its members’ needs, Peoples First Credit Union continues to rise above expectations in the financial sector. The Credit Union understands that people are much more than their financial statuses, and as such, services are tailored to enhance both our financial literacy and financial well-being. Through this article, we aim to highlight the benefits and exceptional services offered by Peoples First Credit Union.

Peoples First Credit Union

Overview of Peoples First Credit Union

Peoples First Credit Union is a not-for-profit financial institution that has served its members with dedication and care since its inception. A brief look into our history gives us insight into our rich pedigree.

Brief history

Born out of a need to provide fair financial services to our community, Peoples First Credit Union was established many decades ago. Since then, we have grown and developed concurrently with our members, evolving our offerings according to their ever-changing needs.

Mission and Vision

At Peoples First Credit Union, our mission is to furnish our members with top-tier financial solutions while treating them with respect and integrity. Our vision is to be the financial institution of choice for our members and to deliver continuous service improvements.

Type of Credit Union

Being a member-owned financial cooperative, our primary objective is to serve our members. We believe in the democratic principle of one member, one vote, making us a community-based institution where our members are at the heart of everything we do.

Services Offered by Peoples First Credit Union

Banking Services

We offer an array of banking services to our members, ranging from checking and savings accounts, to money market accounts and certificates. Our convenient banking options are designed to meet the different needs of our members.

Loan Services

At Peoples First Credit Union, we understand that every member has diverse financial needs. That’s why we provide a variety of loan services, including home loans, auto loans, personal loans, and student loans.

Credit Card Services

We also offer a range of credit card options, all designed to provide financial flexibility to our members. All our credit cards come with competitive rates and no hidden fees.

Insurance Services

Our aim is to protect our members’ lives and their assets. To facilitate this, we offer insurance services such as home insurance, auto insurance, and life insurance.

Investment Services

We are committed to helping our members grow their wealth. We offer an array of investment services, including mutual funds, stocks, bonds, and retirement planning.

Membership at Peoples First Credit Union

Eligibility Requirements

To become a member of the Peoples First Credit Union, you need to reside, work, worship, or attend school in the areas we serve. A minimum deposit is also required to establish membership.

Benefits of Membership

Members at Peoples First Credit Union are offered numerous benefits such as lower loan rates, higher interest on savings, fewer fees, and personalized service. We treat our members as owners and make decisions that benefit them and the cooperative.

How to Apply

Applying for membership at Peoples First Credit Union is simple and can be done online or at our branches. Once the required documents and minimum deposit are submitted, your membership can be established.

Peoples First Credit Union

Operational Locations of Peoples First Credit Union


The headquarters of Peoples First Credit Union is centrally located to oversee operations and provide strategic direction to our branches.


We have multiple branches located strategically for the convenience of our members. Each branch is staffed with friendly, knowledgeable professionals eager to serve you.


In addition to our branches, we also have an extensive network of ATMs to provide easy access to funds 24/7.

Digital Banking at Peoples First Credit Union

Mobile Banking

Our mobile banking app is designed with a user-friendly interface making banking-on-the-go quite easy. Now do banking at your pace and at your convenience.

Online Banking

With our robust online banking platform, you can manage your accounts, move money, and monitor your spending anytime and anywhere with internet access.

Digital Wallets

For swift, secure transactions, we offer digital wallets allowing you to pay at checkout using your mobile device.

Security Measures

We prioritize the security of our members’ funds. We have several measures in place, including two-factor authentication, biometric access, and end-to-end encryption.

Peoples First Credit Union’s Community Involvement

Charitable Initiatives

As a community-based credit union, we resonate with the needs of our community. We have several charitable initiatives aimed at improving the quality of life for the underserved.

Community Development Programs

Through our community development programs, we aim to uplift our community by providing educational and developmental opportunities.


We also support local causes by sponsoring events and programs that align with our ethos of community development.

Credit and Debit Cards Offered by Peoples First Credit Union

Card Varieties

At Peoples First Credit Union, we offer a selection of credit and debit cards to match the diverse needs and spending habits of our members.

Perks and Benefits

Our cards come loaded with perks and benefits like cashback, reward points, and zero foreign transaction fees.

Comparison with Other Banks

When compared with other banks, we stand out with our low-interest rates, fee transparency, and member-centric services.

Customer Service at Peoples First Credit Union

Methods of Contact

You can reach us via phone, email, or in person at our branches. We also provide online chat support.

Customer Support Hours

Our customer support is available throughout the business hours. We value your time and aim to resolve your issues promptly.

Customer Support Reviews

Our commitment to providing superior customer service reflects in the positive reviews we consistently receive from our members.

User Reviews and Feedback on Peoples First Credit Union

Positive Reviews

Peoples First Credit Union has countless positive reviews praising our competitive loan rates, friendly service, and community involvement, among others.

Negative Reviews

As is the case with any institution, we do receive some negative reviews. We utilize these as an opportunity to learn and improve our overall service delivery.

Neutral Reviews

Neutral reviews often provide valuable feedback, enabling us to balance between what we’re doing well and areas where we can improve.

Peoples First Credit Union’s Role in Financial Education

Financial Education Programs

We run several financial education programs to help our members and community understand and manage their finances effectively.

Access to Financial Advisors

We provide access to experienced financial advisors to assist members in their financial journey and to make informed decisions.

Financial Tools and Resources

Through our website, we offer various financial tools and resources such as calculators, guides, and articles to help you navigate your financial world. At Peoples First Credit Union, we believe in empowering our members with knowledge to secure their financial future.

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