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Personal Banking Services

Overdraft Protection
  • Currently available through like titled accounts.
  • No charge to have this service but excessive transaction fees apply.


Safe Deposit Boxes

  • Various sized boxes are available at all locations.
  • Pay a small annual fee to keep your important papers and other valuables in a secure environment.


First Call

  • With First Call, you can use your telephone plus a simple access code to check your account balance and perform a variety of banking functions. Please call First Call at 770-237-3097


Automated Teller Machine (ATM)

  • First Bank of the South has an ATM at each location to provide you with cash and balance information 24 hours a day.


Master Money Check Card

  • The card that works like a check combines the features of an ATM card and a check. First Bank Check Card automatically deducts the amount of a purchase from your checking account. There's no need for cumbersome check approvals - just present your card and sign the receipt. It also works at ATMs.


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