BUSINESS CERTIFICATES OF DEPOSIT
Certificates of Deposit are structured to provide you with whatever degree of flexibility that you need. Terms range from 91 days to 2 years. The minimum balance to open a Certificate of Deposit is $500.00. We offer extremely competitive rates.
| Rates Effective 03/30/2007 |
| Term |
Minimum Balance |
APY* |
Compounding |
Rate |
| 91 Day |
$500.00 |
3.75% |
Maturity |
3.70% |
| 182 Day |
$500.00 |
5.10% |
Maturity |
5.00% |
| 365 Day |
$500.00 |
5.25% |
Quarterly |
5.15% |
| One & Half Year |
$500.00 |
5.15% |
Quarterly |
5.05% |
| Two Year |
$500.00 |
5.15% |
Quarterly |
5.05% |
The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. Fees may reduce earnings.
*Annual Percentage Yield
**APY=Annual Percentage Yield. Minimum term for IRAs is one year. All CDs compound quarterly except 91 days, which do not compound. Rates can be changed at any time without notice.
**Penalty may be imposed for early withdrawal.
Deposit Rates
Terms and Conditions
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