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Personal Banking

First in Service
When First Bank of the South was conceived, we knew that to succeed we would have to assimilate the best staff with the most experience in metro Atlanta. With First Bank of the South, our customers are our number one priority.

First in Value
Like most individuals, you want a simple, easy to manage banking relationship that makes the most of your valuable time. Whether you maintain a large balance in your checking account or write a minimum number of checks every month, First Bank of the South has an account to meet your needs. Deposits are FDIC insured up to the maximum allowed by law.

Check Safekeeping
First Bank of the South provides a safe, convenient way to secure your financial records. First Bank of the South assumes the responsibility to maintain a record of your checks. Cancelled checks are no longer returned to you. You will receive a fully descriptive activity statement every month, along with an imaged copy of each check paid on your account. There is no charge for any check photocopies requested for the IRS.

Personal Banking products and services include:

Business Banking

First in the South
At First Bank of the South we understand that as your business grows, so does your financial needs. It takes a good idea, your tireless commitment - and a strong banking partner with the vision and resources to support you along the way. At First Bank of the South we are totally focused on your business and its needs. Our shareholders, directors and employees are not only local residents, but many are leaders in community organizations and events. We are committed to taking an active role in ensuring the quality of life in our communities.

First in Service
With First Bank of the South, you are not just an account number. We treat you with the respect you deserve and have earned as a business person. We can answer questions quickly because of our depth of experience in all areas of banking. We offer all business services: Lines of Credit, Short-term and Long-term financing, Letters of Credit, SBA Lending, Construction Lending, and Mortgage Loans. The next time you have a banking decision either business or personal, call the bank that puts you first -- First Bank of the South.

First in Value
As a community bank, we value your business and the contribution it makes to our community and the local economy. We offer value added services to our business customers. One such example is our courier service. This service is custom tailored to pick up your deposits on a regular basis. We offer sweep accounts so your express funds can earn interest. We offer special accounts for your employees, so they see added value when working for your company.

First Bank of the South Business Banking products and services include:

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