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| Type of Deposit Account | Minimum Deposit to Open Account | Minimum Balance | APY* | Compounding | Interest Rate |
| INTEREST CHECKING | |||||
| Business Interest Checking * (*sole proprietorship only) |
100.00 | $1,000.00 | 0.25% | Monthly | 0.25% |
| SAVINGS ACCOUNTS | |||||
| Junior Savings | 100.00 | $25.00 | 1.00% | Quarterly | 1.00% |
| Regular Personal Savings | 100.00 | $200 | 1.00% | Quarterly | 1.00% |
| Personal Prime Savings | 100.00 | $1,000.00 | 3.10% | Monthly | 3.06% |
| 100.00 | 999.99 and below | 1.30% | Monthly | 1.29% | |
| MONEY MARKET ACCOUNTS | |||||
| Personal MMA | $500,000.00 + | 3.85% | Monthly | 3.78% | |
| $100,000.00 - $499,999.99 | 3.45% | Monthly | 3.40% | ||
| $25,000.00 - $99,999.99 | 2.35% | Monthly | 2.33% | ||
| $10,000.00 - $24,999.99 | 1.95% | Monthly | 1.93% | ||
| $1,000.00 - $9,999.99 | 1.80% | Monthly | 1.79% | ||
| $100.00 | $0.00 - $999.99 | 1.65% | Monthly | 1.64% | |
| Commercial MMA | $2,000,000.00 + | 3.40% | Monthly | 3.35% | |
| $1,000,000.00 - $1,999,999.99 | 3.30% | Monthly | 3.25% | ||
| $500,000.00 - $999,999.99 | 2.80% | Monthly | 2.77% | ||
| $250,000.00 - $499,999.99 | 2.55% | Monthly | 2.52% | ||
| $100,000.00 - $249,999.99 | 2.15% | Monthly | 2.13% | ||
| $50,000.00 - $99,999.99 | 1.90% | Monthly | 1.89% | ||
| $5,000.00 - $49,999.99 | 1.80% | Monthly | 1.79% | ||
| $100.00 | $0.00 - $4,999.99 | 1.65% | Monthly | 1.64% | |
| Certificate of Deposits** | |||||
| 91 Day CD | 500.00 | $500.00 | 2.75% | Maturity | 2.72% |
| 182 Day CD | 500.00 | $500.00 | 3.75% | Quarterly | 3.70% |
| 365 Day CD | 500.00 | $500.00 | 4.35% | Quarterly | 4.28% |
| One & Half Year CD | 500.00 | $500.00 | 4.60% | Quarterly | 4.52% |
| Two Year CD | 500.00 | $500.00 | 4.50% | Quarterly | 4.43% |
| Three Year CD | 500.00 | $500.00 | 4.50% | Quarterly | 4.43% |
| Four Year CD | 500.00 | $500.00 | 4.50% | Quarterly | 4.43% |
| Five Year CD | 500.00 | $500.00 | 4.50% | Quarterly | 4.43% |
| Individual Retirement Accounts* ** | |||||
| 91 Day IRA | 500.00 | $500.00 | 2.75% | Maturity | 2.72% |
| 182 Day IRA | 500.00 | $500.00 | 3.75% | Quarterly | 3.70% |
| 365 Day IRA | 500.00 | $500.00 | 4.35% | Quarterly | 4.28% |
| One & Half Year IRA | 500.00 | $500.00 | 4.60% | Quarterly | 4.52% |
| Two Year IRA | 500.00 | $500.00 | 4.50% | Quarterly | 4.43% |
| Three Year IRA | 500.00 | $500.00 | 4.50% | Quarterly | 4.43% |
| Four Year IRA | 500.00 | $500.00 | 4.50% | Quarterly | 4.43% |
| Five Year IRA | 500.00 | $500.00 | 4.50% | Quarterly | 4.43% |
| See CSR for Details | Member FDIC |