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First Checking

First Checking is designed for customers who don't want to keep a minimum balance in their checking account. First Checking is free checking. You're free of minimum balance requirements, direct deposit requirements and there is no monthly service charge.

Benefits of First Checking
  • Unlimited check writing
  • No monthly service charge
  • No direct deposit requirement
  • No minimum balance requirement
  • Free MasterCard Debit Card
  • Free automated telephone service
  • Free Online Banking and free Bill Pay
  • Unlimited use of First Bank of the South ATMs
**The Interest Rate and Annual Percentage Yield ("APY") are accurate as of the date shown. At the Bank's discretion, rates and yields are subject to change without notice after the account is opened. Interest is calculated and compounded monthly on the collected balance in your account and credited to your account monthly. Fees may reduce earnings. Minimum deposit to open account is $100.00


Terms and Conditions
Notice of ATM


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